You’re Ready to Buy, Now What?
Finding the perfect home is not always an easy task and obtaining a mortgage pre-approval can be a complex and tiring process. With me by your side every step along the way, I will help make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own.
When purchasing a home, you are faced with a multitude of questions and decisions, the primary one is whether you’re prepared to purchase a home; these 3 steps will help you ease into the process:
1. Get educated & We decide to work together
It is so important to get educated on the real estate process and industry. We are talking about one of the biggest investments of your life; a little time to empower yourself will go a very long way.
You will want to schedule a sit down or virtual meeting with me. Through this process, we will mutually agree to work together. I would like to be your number one choice for all your personal real estate needs for years to come, and hopefully your family and friends as well.
2. Solidify Financing
You should understand how you will be funding the purchase of your new house in advance. Are you pre-approved for a mortgage?
If you have not been pre-approved, this is an important next step! Pre-approval is very important, this will help you not only understand how much you qualify for but also help you search and look at properties that are within your price range. You don’t want to fall in love with a house that you can’t afford.
If you haven’t already made financial arrangements, talk to me about your options (Mortgage Broker vs. Traditional Bank?). The decision of who you want to work with when purchasing your new home is yours, but it is important to educate yourself, and shop around. Understand your options and make sure to choose individuals who you think will best suit your needs and the way you like to do business.
3. Start Searching & Begin Viewing Homes
Ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house?
Then list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves." Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work. Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Finally, I have access to some of the most cutting-edge technologies available to refine your search and narrow down our options before we get out to look at homes. This is designed to save you time and ensure that you view the absolute best matches suited to your criteria.
I will be there every step along the way.
Relax, Let’s have some fun - You’re in good hands!
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